The insurance policy you have must correspond to the state in which the insured property resides or the state in which the vehicle is primarily used. For instance, you can live in Dallas but own a lake house in Oklahoma. You need Texas home insurance for your Dallas home and Oklahoma home insurance for your vacation home. Butler Insurance Agency, Inc can help you determine which state you need insurance through when you run into odd situations. Call us today to answer all your insurance questions.

Texas, Oklahoma, Arkansas, and Tennessee are among the states where we are licensed to provide insurance.

Work with Butler Insurance Agency, Inc to ensure all aspects of your life, no matter where you live.

This is a question we receive a lot. It is often the case that clients want to add a family member's vehicle or property to their own insurance policy, but you can only insure what you own. A claim may be denied if the name on the title does not match the name on the insurance policy. An insurance policy must match the insurable interest title or deed, even if multiple people are on the ownership documents of a home or vehicle.

There are a few discount opportunities available to you. Call us if you are interested in homeowner discounts or even student discounts.

If you pay the term period amount instead of making monthly payments, you may qualify for a paid-in-full discount. A discount may be available if you pay by electronic draft instead of mail-in check. Commercial insurance policies often come with financing options that vary based on a variety of factors. Call us today to learn more about your options.

"Full coverage" does not exist, but most insurance institutions consider comprehensive and collision insurance to be "full coverage", meaning your property will be protected in a variety of circumstances. Beyond comprehensive insurance, other policies may be applied, but most financial institutions will require at least comprehensive coverage for loans.

Comprehensive insurance covers everything other than collisions, such as vandalism, animal strikes, wind and weather damage, and fire damage. Accidents where vehicles collide with fixed objects or other vehicles are covered by collision insurance.